Playing around with Daz 3D for a visual novel I'm wanting to make, decided to play around with the pastor in a school setting. Nope, not plotting anything for a poker game. Nope. And she definitely won't have "Modesty" as the first thing to go.

Well, if you need any advice or tips, you can always talk to me, and I'm sure Eldricus would be helpful too.

That's a pretty good start, and a very cute character.  

That spotlight on her chest is washing things out though.  Try dialing down the intensity of that light, or increasing the exposure on the camera until the skin tones look right. If you get the skin tones right, no one will care about the rest of the image being too dark or bright. ;)

Looking forward to seeing more of that pastor!

Rather than using spotlights, you might want to try using emissive planes as ceiling strip lights. I did that for this classroom scene, adding two ceiling lights and a HDRI dome for an external light source to give a brightly lit scene more in line with a classroom.