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New idea Itch credit.

A topic by neoblackheart1 created Aug 01, 2025 Views: 990 Replies: 7
Viewing posts 1 to 6
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Itch credit is a credit system used to purchase products on itch.io. this credit is used in place of USD, euro, yen or any other currency. To purchase an itch credit just use your credit/debit/PayPal (whatever) with our credit system to get your itch credit. Then use your itch credits to purchase any product we have for sale.


What do we tell those pesky payment processors? The truth that the money was used to get itch credit. What do we tell them when they asked what that was used for? Well that is none of their business as that has nothing to do with their services and would breach the privacy of our customers.


Buy itch credit today!!!


But in all seriousness insert something between the processors so that they have no say over it. They can't complain if all their processing is a store credit that they have no say over how it's being used. They are not processing a payment for the game big booty b*****es or whatever they are processing a payment of 10$ for 10 itch credits or whatever you use.

On a different side from the view of payment processors. They don't want their name attached to the purchase of those products and this does that. If anyone asks them if they were used to purchase them they can officially claim that at no point were they used to purchase that product as they never did. They only processed a payment for store credit.

Moderator(+2)

I don’t really know how all this works behind the scenes, but I wonder if that is still a problem. I imagine if payment processors don’t want to support sales of certain content, they might also not want to support credits for a site that hosts such content.

Having said that, I like the idea of Itch credits in general. I don’t know how complex it is to implement, but I feel like it would make user’s experience much better.

Im pretty sure they want to not be associated with the sale of those goods. In a lot of cases if they have anything between it they can use it as a defense. In the case of credit with the current backlash they can point out that absolutely none of the payments they have processed were used for these items. They can show proof because the transactions are all for credit and not for a specific good. Basically they don't want their name associated with it and if they have the protection of a middle man they get that. If someone demands of you what someone purchased you can say they bought that with our credit. They get to say they didn't facilitate the sale of that product.

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not normally in meatspace, no.  here online, they have more power.

these payment processor cannot deny  the sale of a porno mag bought at a convenience store, for example.

they also have no issue with processing payments for strip clubs and "adult shops" in meatspace.

it is really /only/ online that they have so much power.  i suspect that some portion of this stems from the fact we're dealing directly with the credit company, and not the intermediaries usually found in meatspace.

using my convenience store example, none of those have direct dealings with the credit companies, they all go through intermediaries like veriphone.  even using your debit card goes through your bank instead of the credit company directly.

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Right now, something like this really doesn't seem feasible, not since Visa, Mastercard, PayPal and Stripe are the ones who jumped on the bangwagon fiasco to try and fuck everyone over.

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Aside from all the "payment processor nonsense", I think having an on-site wallet (similar to steam wallet) would be a huge quality of life addition for the itch users, especially ones that earn money from sales on itch, which they can then directly use to buy other things on itch, without first having to wait for a payout and getting the payment processors involved at all (and dodging some fees along the way too). It's an absolute win-win.

I'm sure someone's already mentioned allowing crypto currencies, haven't they? That's the first thing I think of when you mention a Steam wallet (which I don't have). GOG4LYFE