it's kinda easy to softlock.
i feel like basic ingredients should be cheaper, and you should get the new tools you unlock for free, or you risk not having money to buy what your customers need.
maybe there should be some kind of quota mechanism where you need to earn a certain amount of money to reach the next level? this way you have an objective without having to rely on your income to continue playing during a level itself.
in single player if you fuck up your finances you are shit at the game and you kinda deserve it, but in multiplayer you end up losing even if you play "properly" if the other players are shit at the game or just don't care.