I got scammed by the innocent and cute graphics! Refund! Jokes aside, this is a surprising entry! Love the cute pixel artwork, especially like the twist, I think it works great. I played twice just to see both endings, though sadly, the dialogue doesn't differ much, but I will take it.
A minor critique of mine is that the game really forces you to take the alternate if you want to repay the debt, as it's impossible not to do so and come anywhere near the amount needed. It would be nice to at least give the illusion of the possibility of making it without taking the offer. And maybe have different consequences that depend on how many deals you've taken.
Anyway, I am ahead of myself. The game is really nice and I like it a lot. Well done!