Good idea. Can grow in smth interesting. Further development is necessary.
My experience: at the start, I tried to click on every building, but nothing happened. Then I realized it's an idle game and I should just make choise once in 10 sec. Negative effect cards feels like not the best choice for idle game cause player wants to go up and up fast and these cards just limit the choice. It would be nice to add some more player activities.
No idea what is Bank building for))