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(+1)

Quite polished feeling.
i tried the first 4 weeks, didnt quite follow what the palm installation. I also thought I saw something about bonus for spending but couldnt quite find more information on it (this is a thing real credit card companies do so thought you might have done it here)

Anyway i try to avoid this in real life so i stopped after the 4 weeks.

Yes. You get points for incuring debt. This is explained in the emails and tracked through your desktop buddy. I will make it more clear that you get 1 point per dollar spent, unless there is a promotional multiplier on the purchase. There are several different outcomes to the game. You're not forced to take on debt to complete the game.