So I know that factors are used to gate some classes, and of course getting Excellent gives you benefits.
I think in prior versions, factors also provided different skill caps (Physics, Wits, Charm), but it's been a while.
Now that the three skills have 100 caps no matter what, is there any point to raising a factor below Excellent unless you're chasing a class? And if not...why not? It seemed like a good way to distinguish characters with different strengths, and to work on improving those characters' potential.
