absolutely! Honestly the way I made the crop insurance the qualifying weather events are coded in there for the mod to look for them when they happen. With the crop lying down, I think it would be simply adding it to the list in my mod, assigning it a destruction value, and boom, Bob's your uncle.
Well, took a look tonight. I have wind added to my insurance, I also have a testing command in my mod and it does detect wind with my own test. So far when I use the command in your mod, I am not getting any wind damage on the field I have the policy on lol. I am thinking a play through test will have to be done unless you have a more targeted command on your side.